Give me a Pomodoro! And Opt Out!

1/1/2015

Tomatoes and Opt Outs. What? Go below the break to learn a great technique for focus and stillness in our multi-tasking world. and some useful tips for controlling your privacy......

What is Pomodoro Focus?
Learn more about The Pomodoro Technique
And check out the Pomodoro App I use

Stop your information from being sold
Maybe it's happened to you or someone you know? You apply for a loan and all of a sudden you are getting phone calls from other lenders wanting to talk to you about loan options. How do they know? They are buying pre-screened offers from the credit reporting agencies. Yes the credit reporting agencies actually sell your info to companies letting them knw you have recently applied for credit. Wow!

You can stop this at OptOutPrescreen.com.

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Licensing

Texas Consumer Rights
NMLS Consumer Access

Privacy

Paul Enos

NMLS # 350086

Know Before You Owe

Get Started here

TEXAS CONSUMER NOTICE
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR A LICENSED MORTGAGE RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT-OF-POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE COMPANY RESIDENTIAL MORTGAGE LOAN ORGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
www.sml.texas.gov/ConsumerInformation/tdsml_recovery_fund_claims.html